Job Description
Accountabilities
- Perform detailed credit analysis of counterparties using financial statements, ratios, cash‑flow analysis, and qualitative risk factors.
- Assign and recommend internal risk ratings and exposure limits in accordance with approved credit risk policies.
- Conduct ongoing surveillance of counterparty portfolios and identify emerging risks, trends, or limit exceptions.
- Assess credit risk associated with new counterparties, products, transactions, and business initiatives.
- Prepare clear, concise credit risk reports and presentations for senior management and risk or credit committees.
- Track, document, and support governance actions, including limit approvals, exceptions, and remediation plans.
- Support internal and external audits and regulatory reviews related to counterparty credit risk.
- Lead exposure monitoring and reporting, collateral management, and compliance with credit policies. ...