Job Description
**About the Role**
**Key ResponsibilitiesLoan Evaluation & Risk Assessment**
- Assess borrower risk and determine creditworthiness based on Champions Funding's underwriting guidelines.
- Ensure proper income calculations, asset verification, and property valuation analysis.
**Compliance & Documentation**
- Ensure all underwriting decisions comply with **federal and state regulations**, as well as internal lending policies.
- Identify and flag any **fraud risks, inconsistencies, or red flags** in borrower documentation.
- Maintain **detailed loan file documentation** for audits and internal reviews.
**Collaboration & Communication**
- Work closely with Account Managers, Loan Processors, and Brokers to facilitate the loan approval process.
- Clearly communicate **underwriting decisions**, including conditions for loan approvals.
- Assist in resolving **escalations and loan exceptions**, coordinating with senior leadership when needed.
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